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What Is Unaffordable?

What Is Unaffordable?

Authored by Richard Lyons via American Greatness,

The new Democrat Party’s appeal to the public these days is that the failure of a free enterprise system has made America unaffordable and that all Americans need government help! This sort of emergency plea to the public has been made before.

In order to make housing more affordable in the early 2000s, Fannie and Freddie Mac, US government mortgage guarantor companies, began pressuring mortgage lenders to widen their rules for mortgage lending, even to include NINJA loans—No Income, No Job, No Problem—for purchasing real estate properties; then Fannie and Freddie married that expansion with marketing Adjustable Rate Mortgages, which would float according to Federal Reserve rates.

The outcome was the real estate and stock market crash of 2008. Since then, between 2009 and 2016, the fed rate was kept arbitrarily low at .75%, which inflated real estate prices; from 2020 to 2022, the fed rate was pushed down again to .25%, with the result of further increasing the average home price from $220,900 in 2010 to $420,000 in 2024. At the same time, the Federal Reserve has pushed up interest rates to 5.5%, so the average American has to pay more and borrow at higher rates for real estate, thanks to the government’s interventions to make housing more affordable.

During the Obama presidency, there was a grand push to make a university education more affordable; that is when the whole student loan industry was taken over by the federal government. In 2010, the total US student loan debt was $772 billion; today, the total debt is $1.750 trillion.

The average student graduating today carries $30,000.00 in debt. The average price of a university education has risen from $20,000 in 2010 to $31,000 per year today, or 59% higher since the Democrat Party took over the US university financing system. The average college education costs $120,000 these days; that does not sound affordable. It sounds like every single student needs a loan…

In the mid-1960s, the Democrat Party dominated Washington, D.C., and as part of the Great Society, decided to make healthcare (you got it!) more affordable.

With that, Medicare was created at an initial cost of $3 billion in 1967. Since 1967, the cost of Medicare has increased 370X, to an annual cost to the taxpayers of $1.12 trillion per year. Medicaid began as a $1 billion program and has since increased to $909 billion per year today. Even with this government control and expenditure, the average cost per capita is $13,432 per year, compared to the average cost per capita of other developed nations of $7,393. Aren’t costs supposed to go down or remain stable when the government creates affordability?

Even with the government’s control and expenditure, by 2010, healthcare in America was still deemed “unaffordable” to the Democrat Party. In answer to the problem, the Obama administration created the Affordable Care Act, which went into effect in 2014. In 2013, the average consumer paid $232 for their monthly premium, with an average deductible of $2,425. Today, that same consumer must pay $621/month or $7,452/year while having $6,000 in deductibles. Premiums and deductibles are expected to increase by 25% again in 2026. The Affordable Care Act is becoming more unaffordable by the day.

In 2020, the Biden administration decided the Earth could not afford the use of fossil fuels any longer, so it began an all-out effort to strangle the fossil fuel industry through regulations and executive orders that made land leases and drilling unaffordable, giving rise to a 38% inflation spike in the costs of energy products.

Inflating the costs of energy affects literally everything in an economy that is produced, warehoused, or delivered: think of the factories and machines that do the manufacturing, the warehouse heating or cooling needed to store product, and the ships, trains, and trucks needed to get product to the stores, then what about the light, heat, and refrigeration… Strangling the energy sector of an economy creates a gusher of inflation affecting every single product from fruits and vegetables to meats and dairy. During Biden’s administration, inflation rose 20%.

An inflation rate of 20% also means that every person who had put away savings of $100,000 by 2020 was worth $80,000 by 2024.

Midway through Biden’s term, the administration passed the Inflation Reduction Act, which pushed trillions of dollars into green energy “investments” and expansions of healthcare payouts, none of which helped to reduce inflation.

It turned out to be just another Democrat act that neither the taxpayer nor the consumer could afford.

Now we have the new mayor of New York, claiming that socialist policies will make life more “affordable” by taking over rental properties, grocery stores, transportation lines, and utility companies.

The fact is, the Democrats create our nation’s unaffordability problems by advancing (quasi-socialist) government control of energy, healthcare, education, finance, and housing sectors. And then Democrats propose to solve the problems their policies create with the solution of the government taking the same sectors over entirely through socialism.

What has proven to be unaffordable for over half a century in this country is pseudo-socialism. Apparently, the Democrat Party believes in the aspiration of advancement through failure. We, as voters, need to let the Democrats know we understand and reject their policy failures.

What is no longer affordable are Democrat policies that pervert the virtuous American free enterprise system, which has been the cornerstone of this nation’s prosperity since its founding.

Tyler Durden Sat, 11/29/2025 - 11:40

Bessent Set To Pull The Plug On Federal Benefits For Illegal Aliens

Bessent Set To Pull The Plug On Federal Benefits For Illegal Aliens

Under President Trump's direction, Treasury Secretary Scott Bessent is "working to cut off federal benefits to illegal aliens and preserve them for U.S. citizens." 

"Treasury announced that it will issue proposed regulations clarifying that the refunded portions of certain individual income tax benefits are no longer available to illegal and other non-qualified aliens, covering the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit, and the Saver’s Match Credit," Bessent wrote late afternoon on Friday. 

Bessent's move to cut federal benefits to illegal aliens comes hours after President Trump's lengthy X post that describes a national crisis driven by nation-killing open borders. Trump claims there are 53 million foreign-born residents, many of whom supposedly rely heavily on welfare and contribute to rising social dysfunction such as crime, school failures, hospital strain, housing shortages, and deficits. 

"A migrant earning $30,000 with a green card will get roughly $50,000 in yearly benefits for their family. The real migrant population is much higher. This refugee burden is the leading cause of social dysfunction in America, something that did not exist after World War II (Failed schools, high crime, urban decay, overcrowded hospitals, housing shortages, and large deficits, etc.)," the president said. 

The failures of the Democratic Party are piling up, and the consequences are growing, spanning fraud, terrorism, and rising public outrage:

Don’t stop at cutting off funding to illegal aliens. It’s time for Bessent’s team to go after the dark-money billionaire-funded NGOs and leftist activist groups that helped facilitate the nation-killing migrant invasion. 

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Tyler Durden Sat, 11/29/2025 - 11:05

Europe's New Thought-Policing 'Chat Control' Legislation Nudges Forward

Europe's New Thought-Policing 'Chat Control' Legislation Nudges Forward

Authored by Christina Comben via CoinTelegraph.com,

Representatives of European Union member states reached an agreement on Wednesday in the Council of the EU to move forward with the controversial “Chat Control” child sexual abuse regulation, which paves the way for new rules targeting abusive child sexual abuse material (CSAM) on messaging apps and other online services.

“Every year, millions of files are shared that depict the sexual abuse of children… This is completely unacceptable. Therefore, I’m glad that the member states have finally agreed on a way forward that includes a number of obligations for providers of communication services,” said Danish Minister for Justice, Peter Hummelgaard.

The deal, which follows years of division and deadlock among member states and privacy groups, allows the legislative file to move into final talks with the European Parliament on when and how platforms can be required to scan user content for suspected child sexual abuse and grooming.

The existing CSAM framework is set to expire on April 3, 2026, and is on track to be replaced by the new legislation, pending detailed negotiations with European Parliament lawmakers.

EU Chat Control laws: What’s in and what’s out

The EU’s efforts to make scanning of private messages compulsory suffered a setback earlier this month, when mandated client-side scanning was removed from the latest proposal draft. Wording was also added to ensure that providers were not unduly burdened with detection obligations:

“Nothing in this Regulation should be understood as imposing any detection obligations on providers.”

In its latest draft, the EU Council keeps the core CSAM framework intact, but service providers would also have to cooperate with a newly established EU Centre on Child Sexual Abuse to support the implementation of the regulation.

While the latest EU Council text removes the explicit obligation of mandatory scanning of all private messages, the legal basis for “voluntary” CSAM detection is extended indefinitely.

A compromise that satisfies neither side

To end the Chat Control stalemate, a team of Danish negotiators in the Council had worked to remove the most contentious element: the blanket mandatory scanning requirement. Under previous provisions, end-to-end encrypted services like Signal and WhatsApp would have been required to systematically search users’ messages for illegal material.

Still, it’s a compromise that leaves both sides feeling shortchanged. Law enforcement officials warn that abusive content will still lurk in the corners of fully encrypted services, while digital rights groups argue that the deal still clears the way for broader monitoring of private communications and for mass surveillance, according to a Thursday Politico report.

Lead negotiator and chair of the Committee on Civil Liberties, Justice and Home Affairs in the European Parliament, Javier Zarzalejos, urged both the Council and the Parliament to enter negotiations immediately. He stressed the importance of establishing a legislative framework to prevent and combat child sexual abuse online, while respecting encryption.

Source: Javier Zarzalejosj

“I am committed to work with all political groups, the Commission, and member states in the Council in the coming months in order to agree on a legally sound and balanced legislative text that contributes to effectively prevent and combating child sexual abuse online,” he said.

The Council celebrated the latest efforts to protect children from sexual abuse online; however, former Dutch Member of Parliament Rob Roos lambasted the Council for acting similarly to the “East German era, stripping 450 million EU citizens of their right to privacy.” He warned that Brussels was acting “behind closed doors,” and that “Europe risks sliding into digital authoritarianism.”

Telegram founder and CEO Pavel Durov pointed out that EU officials were exempt from having their messages monitored. He commented in a post on X, “The EU weaponizes people’s strong emotions about child protection to push mass surveillance and censorship. Their surveillance law proposals conveniently exempted EU officials from having their own messages scanned.”

Privacy on trial in broader global crackdown

The latest movement on Chat Control lands in the middle of a broader global crackdown on privacy tools. European regulators and law‑enforcement agencies have pushed high‑profile cases against crypto privacy projects like Tornado Cash, while US authorities have targeted developers linked to Samurai Wallet over alleged money‑laundering and sanctions violations, putting privacy‑preserving software into the crosshairs.

In response, Ethereum co‑founder Vitalik Buterin doubled down on the right to privacy as a core value. He donated 128 ETH each (about $760,000) to decentralized messaging projects Session and SimpleX Chat, arguing their importance in “preserving our digital privacy.”

Session president Alexander Linton told Cointelegraph that regulatory and technical developments are “threatening the future of private messaging,” while co-founder Chris McCabe said the challenge was now about raising global awareness.

Tyler Durden Sat, 11/29/2025 - 10:30

Ukraine Releases Footage Of Kamikaze Drone Boats Striking Russian Shadow-Fleet Tankers

Ukraine Releases Footage Of Kamikaze Drone Boats Striking Russian Shadow-Fleet Tankers

Two Russia-linked "shadow fleet" tankers suffered sequential strikes on Friday in Turkey's Black Sea waters.

Preliminary reporting from Turkish authorities indicates both incidents resulted from external interference, consistent with a mine, drone, missile, or unmanned surface vessel.

By Saturday morning, Visegrád 24 circulated new footage from Ukraine showing explosive-laden kamikaze drone boats striking both tankers at the stern, rendering the vessels inoperable.

"Ukraine released videos of its naval drones striking two Russian shadow-fleet oil tankers off the Turkish Black Sea coast yesterday. The tankers were supposed to pick up oil in the Russian port of Novorossiysk," Visegrád 24 wrote on X, posting accompanying footage showing both attacks.

X account OSINTtechnical posted footage of tankers Kairos and Virat engulfed in fire.

According to the OpenSanctions database, both Kairos and Virat are part of the Russian shadow fleet of tankers that were slapped with hefty Western sanctions following the 2022 invasion of Ukraine.

Ukraine and its Western allies have spent the past several years targeting Russia's oil and gas infrastructure with kamikaze aircraft and naval drones in an effort to pressure Moscow's finances. This campaign, accompanied by sanctions, has yet to financially collapse Russia.

Last week, Russian President Vladimir Putin and President Trump moved closer to outlining a fledgling peace plan to end the nearly four-year war, which has been little more than a meat grinder on both sides.

Tyler Durden Sat, 11/29/2025 - 09:55

Brussels Bends The Knee: EU Signs Off On Deep Tariff Cuts For American Goods

Brussels Bends The Knee: EU Signs Off On Deep Tariff Cuts For American Goods

Authored by Tom Ozimek via The Epoch Times (emphasis ours),

European Union (EU) countries have endorsed sweeping tariff cuts for American farm and manufactured products, adopting negotiating mandates that move the bloc closer to eliminating all remaining duties on U.S. industrial goods and opening new preferential access for a broad range of American agricultural exports.

European Union flags flutter outside the EU Commission headquarters in Brussels, Belgium, on July 16, 2025. Yves Herman /Reuters

The decision by the European Council, announced on Nov. 28, clears the way for talks with the European Parliament on two regulations that implement the tariff elements of the Aug. 21 EU–U.S. Joint Statement—an accord that aims to stabilize transatlantic trade ties, reduce tensions, and rebalance two-way commerce amid lingering disputes over metals, tariffs, and digital-sector rules.

The first regulation would zero out the EU’s remaining customs duties on U.S. industrial goods and establish new tariff-rate quotas and reduced tariffs for U.S. seafood and non-sensitive agricultural products, including a host of items identified in the joint statement—tree nuts, dairy, fruits and vegetables, processed foods, soybean oil, pork, bison meat, and planting seeds.

The second regulation would extend the bloc’s five-year duty suspension on live and frozen lobster past the July 2025 expiration date—and widen the scope to include processed lobster.

EU officials described the package as a major step toward restoring “stability and predictability” to the EU–U.S. trade relationship that accounts for 30 percent of global trade and roughly $2 trillion in goods and services annually, with mutual investment totaling $5.4 trillion in 2023.

The European Council’s Friday decision to endorse the two regulations comes in response to a late-August proposal by the European Commission to slash tariffs on U.S. industrial goods and extend preferential access for American seafood and non-sensitive agricultural products as required under the Aug. 21 trade deal.

Stronger Safeguards for Sensitive EU Sectors

While largely backing the European Commission’s proposal, EU governments added new protections for vulnerable domestic producers. The Council inserted a strengthened bilateral safeguard mechanism allowing the EU to respond quickly to import surges or evidence of injury caused by the expanded market access granted to U.S. exporters.

It also clarified rules-of-origin provisions to ease implementation and called on the commission to monitor the economic effects of the trade liberalization measures, with a report due by the end of 2028.

The lobster regulation passed without changes.

With the mandates now adopted, the EU will enter trilogue negotiations with the European Parliament, aiming for a final deal possibly early next year, reflecting Washington’s push for swift implementation of the August pact after months of friction over digital rules, metals tariffs, and a series of threatened U.S. duties on trucks, critical minerals, planes, and wind turbines.

The tariff moves are part of a broader realignment mapped out in the August agreement, a document officials on both sides have described as the most ambitious reset in EU–U.S. trade ties in two decades. Under the deal, the EU committed to eliminating all tariffs on U.S. industrial goods, expanding agricultural and seafood access, and extending the 2020 lobster agreement—while the United States set a 15 percent ceiling on most tariffs applied to EU goods.

Washington also agreed to roll back “Section 232” duties on EU autos and parts once the EU introduced its legislative proposals; reduce tariff exposure for items such as aircraft, cork, and generic pharmaceuticals; and limit Section 232 tariffs on sectors including pharmaceuticals, semiconductors, and lumber.

The U.S. tariffs on steel and aluminum—set at 50 percent—remain unchanged, though both sides have pledged to explore joint solutions to global steel overcapacity, including possible tariff-rate quotas.

The framework also extends beyond tariffs, covering digital trade, non-tariff barriers, energy supply, critical minerals, defense procurement, and standards cooperation. The EU has committed to purchase $750 billion in U.S. natural gas, oil, and nuclear products through 2028, plus at least $40 billion in U.S.-made AI chips for European computing centers. EU companies also plan to invest another $600 billion in the United States through 2028.

Tyler Durden Sat, 11/29/2025 - 09:20

Ukrainian Prosecutors Handling More Than 300,000 Desertion Cases

Ukrainian Prosecutors Handling More Than 300,000 Desertion Cases

Authored by Andrew Corbley via AntiWar.com,

A Ukrainian MP recently made an unsubstantiated claim that there were 400,000 open and ongoing cases of desertion from the Ukrainian military since the invasion by the Russian Federation in 2022. It may have been hyperbole, or they may have had a source in the judiciary.

However, the General Prosecutor’s office wrote to the New Voice of Ukraine in early November that 310,000 criminal cases related to unauthorized absence from a military unit or place of service (AWOL) and desertion are currently registered, 162,000 of which came just this year. There have been over 21,000 desertions in October 2025 alone, claims journalist and former lawmaker Ihor Lutsenko – now commander of a Ukrainian drone unit.

"This is a record. A very bad record. Every two minutes, someone runs away from our army. By the time you finish reading this post, another soldier will have put on skis. Ukraine will be weaker by one defender, and the enemy will become stronger by one," he wrote, according to the New Voice. He stressed that these are just official figures, and that the real number is only likely to be higher.

File image, via War on the Rocks

Suddenly, the widely dismissed total of 400,000 doesn’t seem impossible, and if a Ukrainian soldier downs his tools every 2 minutes, it leaves quite a lot of time for 400,000 to be reached by the end of the year.

The news comes as a 28-point plan for a lasting peace (later condensed to 19 points) in Ukraine was recently proposed by the Trump Administration in an effort to capitalize on talks with Vladimir Putin held during a summit in Alaska, and to bring the Ukrainians back to the table. Both Putin and his Foreign Minister Sergei Lavrov have admitted that within the proposed plan points lies the framework discussed between the leaders in Anchorage without actually endorsing it. Both also acknowledged the "long pause" between the summit and the completion of this new document.

On the other hand, Russian envoy Kirill Dmitriev told Axios, that published a full version of the agreement last Thursday, that he was "optimistic" and that "we feel the Russian position is really being heard".

Military analysts skeptical of the Ukrainian army’s ability to withstand Russia for much longer have said that Russia will never agree to the US plan; they apparently include existing deal-breakers, and new demands including that Russia and Ukraine must implement tolerance and anti-racism education programs towards other nations and ethnic groups. The plan would give Ukraine a security guarantee akin to NATO membership, while also barring through constitutional amendment an attempt by Ukraine to join NATO.

Ukrainian President Volodymyr Zelenskyy could visit Trump at the White House in the next few days "to complete final steps and make a deal," according to Ukraine’s national security chief. Meanwhile, US Army Secretary Dan Driscoll was recently in talks with Russian officials in Abu Dhabi.

One of the initial 28 points states that the Ukrainian armed forces must be limited to 600,000 soldiers, and Axios claimed the current strength to be 800,000, citing official sources. Ukrainian war correspondent Yuri Butusov put the number of Ukrainian war dead at 70,000 at the end of 2024 based on public notifications to next of kin. Conflicts of a similar nature to this have produced a 1-3 wounded-killed ratio, so it’s reasonable to assume some 300,000 killed and wounded since the start of the war.

If a number greater than 310,000 and lower than 400,000 have already fled, and 300,000 have become casualties, the idea that Ukraine maintains an 800,000-man army beggar's belief.

Tyler Durden Sat, 11/29/2025 - 08:10

France Launches New Military Service Plan To Counter Supposed Russian Menace

France Launches New Military Service Plan To Counter Supposed Russian Menace

Amid persistent confrontationalist rhetoric and determination to prolong the West's proxy war against Russia in Ukraine, French President Emmanuel Macron on Thursday announced a new avenue of voluntary military service for 18- and 19-year olds with the goal of gradually bolstering both active duty and reserve strength. In a critical sweetener for would-be recruits who are wary of dying in Ukraine, those who enlist under the new program will only serve in the French mainland and French territories abroad.   

Macron announced the new voluntary service plan for 18- and 19-year-olds at the the Varces military base in the French Alps (Thomas Padilla, Pool Photo)

“A new national service is set to be gradually established, starting from next summer,” said Macron in a speech delivered at the Varces military base in the French Alps. Under the program, the 18- and 19-year-old volunteers will receive a month of training, followed by nine months of service in a unit. After that, they'll be assigned to a reserve unit with the idea that they'd start a civilian career or take the next step in their education. The scheme will go live next summer with an initial round of 3,000 young volunteers, ramping up to 10,000 by 2030 and 50,000 a year by 2035.  France hasn't drafted soldiers since 1996, and Macron says there's no intention to restart conscription. 

When discussing the new service scheme, Macron has also stressed that he isn't creating a conveyor belt that will carry French troops into Russia's Ukraine meat grinder. “We must, in any case, immediately dispel any confusion that we are going to send our young people to Ukraine,” Macron said earlier this week. “That’s not at all what this is about.”

Recruits into the new program will be assured they'll serve only in mainland France and overseas territories, unlike these French troops in Afghanistan in 2008 

The move comes as French and other European leaders are claiming Russia may be on course to attack NATO countries in the not-too-distant future. “Unfortunately, Russia today, based on the information I have access to, is preparing for a confrontation with our countries by 2030," said French army Chief of Staff Fabien Mandon last week. "It is organizing itself for this, it is preparing for this, and it is convinced that its existential enemy is NATO.” Similarly, German Foreign Minister Johann Wadephul on Tuesday wrote, "Putin eyes the EU and NATO. Our intelligence services are issuing urgent warnings: at the very least, Russia is creating the option for itself to wage war against NATO by 2029." 

“It’s good, it’s a difficult path,” Retired Gen. Jean-Paul Paloméros, a former head of the French Air Force, told AP, referring to the fact that training and equipping the new troops would require higher spending and create new demands on existing resources. “But nevertheless I think it was needed somewhere to make sure that the young generations understand that freedom and peace are not taken for granted and it doesn’t come as a free lunch.”

President Macron, pictured here in a 2018 visit to the French Caribbean island of Saint-Martin, says the new troops won't be sent to Ukraine (Reuters via BBC)

The French move is part of rising militarism across NATO's European member states. Poland has started its own voluntary service program, with a goal of training 100,000 service members a year starting in 2027. Earlier this month, we covered Germany's moves toward potentially reinstating military conscription, which the country abandoned in 2011. The initial steps center on mandatory questionnaires and medical exams that will feed a database detailing each young man's fitness, aptitude and willingness to serve. 

Promoting the new French avenue of military service, Macron stoked fears that Russia is keen on marching into Paris. “The day that you send a signal of weakness to Russia — which for 10 years has made a strategic choice to become an imperial power again, that’s to say advance wherever we are weak — well, it will continue to advance,” Macron told RTL last week. As is the standard for leaders of NATO countries, Macron's rhetoric is pure gaslighting, as NATO's own empire-building set the stage for the ongoing war in Ukraine.  

Tyler Durden Sat, 11/29/2025 - 07:50

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